The Lloyds Bank share price stays above 30p despite poor results. Here’s why I’d buy now (or not)

first_img Enter Your Email Address Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. Investors seem to be relatively unfazed by the poor financial results that Lloyds Bank (LSE: LLOY) released earlier today. As I write, its share price is at 32.2p, one of the highest levels seen in April. It’s true that this is a fall from yesterday’s close. But then, yesterday’s close was the highest in over a month. I reckon the share price has remained resilient for one of two reasons. One, dismal results were expected. Coronavirus-driven lockdowns have brought business activity almost to a standstill. As a result, Lloyds suspended dividends late last month, with encouragement from the Bank of England. I think that in itself was a sign of things to come.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Investors may well have priced this in already. After all, despite the stock market crash in March, LLOY’s share price on average has been far lower in April.Or it’s possible that investors are still digesting the entire update. As its full import is assessed, the share price could react more. LLOY’s profits are sharply reduced by a whole 95% compared to last year. Lloyds Bank’s uncertain outlookAs a long-term investor, however, I consider share price movements in a single day only one of many factors that indicate where LLOY is headed over time. As things stand I think there’s most to be gleaned from its outlook. While it says that the “longer-term impact of coronavirus remains unclear”, Lloyds does point out that “The impact of lower rates, lower levels of activity and higher impairment on the Group’s business will continue into the second quarter….”. For now, we just know that challenging times will continue in the foreseeable future. As an investor, I interpret this to mean that the Lloyds share price will remain relatively low for now. At its last close, it was still 31% below the level seen two months ago. After the latest results and updates of impending economic contraction, I don’t see any reason for its share price to run up any time soon.What’s next for the FTSE 100 bankAs it is, Lloyds Bank’s share price performance over the past decade is far from reassuring for the growth investor. With its dividend payments suspended, income investors also lack incentive to buy LLOY now. However, even though I’ve long been averse to buying Lloyds Bank’s shares, I see potential for some optimism, even if it sounds premature. According to its projections for UK’s economy, which it has used to make financial assessments for its business, Lloyds expects growth of 3% and 3.5% in 2021 and 2022 respectively. This is higher than the economy’s average growth. LLOY’s business is directly correlated with economic activity, so if this scenario plays out, it’s good news. But that remains to be seen. I’m waiting and watching for now. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shares Manika Premsingh has no position in any of the shares mentioned. The Motley Fool UK has recommended Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997” Manika Premsingh | Thursday, 30th April, 2020 | More on: LLOY Simply click below to discover how you can take advantage of this. The Lloyds Bank share price stays above 30p despite poor results. Here’s why I’d buy now (or not) See all posts by Manika Premsinghlast_img read more

Primate of South Sudan urges prayer for bishop of Abyei…

first_img Posted May 18, 2021 Sudan & South Sudan Rector Washington, DC Featured Events Submit a Job Listing Rector and Chaplain Eugene, OR Cathedral Dean Boise, ID Assistant/Associate Rector Morristown, NJ Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Priest Associate or Director of Adult Ministries Greenville, SC In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Tags Assistant/Associate Rector Washington, DC Africa, Rector Smithfield, NC This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Associate Priest for Pastoral Care New York, NY Featured Jobs & Calls Submit a Press Release Priest-in-Charge Lebanon, OH Associate Rector Columbus, GA Youth Minister Lorton, VA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Bishop Diocesan Springfield, IL The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Curate Diocese of Nebraska Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Tampa, FL Rector Shreveport, LA Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector/Priest in Charge (PT) Lisbon, ME Associate Rector for Family Ministries Anchorage, AK Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Primate of South Sudan urges prayer for bishop of Abyei after ‘barbaric attack’ on village Curate (Associate & Priest-in-Charge) Traverse City, MI Canon for Family Ministry Jackson, MS Director of Administration & Finance Atlanta, GA Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Anglican Communion, [Anglican Communion News Service] The primate of South Sudan, Archbishop Justin Badi-Arama, has spoken out against the “senseless violence” occurring in parts of the country. He made his comments after a violent attack last weekend in the northern village of Dungob Alei, which resulted in the deaths of 13 people, with a further eight injured.In a statement, the Episcopal Church of South Sudan said that its Diocese of Abyei sits in the most northern part of South Sudan, in “an area that experiences Islamic encroachments followed by harassment, intimidation and frequent attacks carried out by Arab Islamic militias.”Giving details of the weekend’s violence, Bishop of Abyei Michael Deng Bol said that the village of Dungob-Alei, which lies 5 kilometers northeast of Abyei, had been “barbarically attacked by militiamen of Sudan since around 5:30 a.m. on May 16, killing 13 people and wounding eight others. The fighting is still continuing up to now [late Monday night].”Read the entire article here. Rector Belleville, IL New Berrigan Book With Episcopal Roots Cascade Books Rector Martinsville, VA Rector Bath, NC Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Assistant/Associate Priest Scottsdale, AZ Rector Albany, NY Press Release Service Family Ministry Coordinator Baton Rouge, LA Submit an Event Listing Rector Hopkinsville, KY Rector Pittsburgh, PA Rector Knoxville, TN Course Director Jerusalem, Israel Director of Music Morristown, NJ Rector (FT or PT) Indian River, MI Rector Collierville, TN Missioner for Disaster Resilience Sacramento, CA last_img read more

Refurbishment of an Old Barn / Arcoquattro Architettura

first_imgArchDaily Houses “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Year:  Photographs:  Courtesy of Arcoquattro ArchitetturaDesign Team:Massimo Boffino, Franck Nolesini, Massimiliano CasaliniCollaborators:Vanessa Mantuano, Evita Gavrilova, Marco GioffrèCity:CagnoCountry:ItalyMore SpecsLess SpecsSave this picture!Courtesy of Arcoquattro ArchitetturaRecommended ProductsWindowsVitrocsaMinimalist Window – SlidingWindowsAir-LuxSliding Window – CurvedWindowsKalwall®Facades – Window ReplacementsMetallicsSculptformClick-on Battens in Ivanhoe ApartmentsText description provided by the architects. The refurbishment of a building in a farmyard, once used as stables and barn, becomes an opportunity for reinventing, in a contemporary way, a building strongly linked to local agricultural tradition.Save this picture!SectionThe project aims to transform the existing building into a family home, preserving all the parts not excessively damaged. The stonework facade on the north side has been reinforced and the brick walls have been restored. The south front is characterized by the original brick pillar and by wooden lattices that recall, in terms of contemporary reading, the traditional racks used to dry hay and the corn.Save this picture!Courtesy of Arcoquattro ArchitetturaThe alignment of the south front with the adjacent buildings of the court changes crossing  the entrance defined by the wooden lattices. Here in a  double-height void space there is a small private garden, a filter between the courtyard and the proper entrance of the house.Save this picture!Courtesy of Arcoquattro ArchitetturaA concrete staircase covered by a wooden runner leads from the ground to the first floor framing through a large opening the trees of the forest outside.Save this picture!First Floor PlanSave this picture!Second Floor PlanOn the first floor there is a wide space containing kitchen, living and dining room, divided by a light stair. The space remains free without visual interruptions except for the white line of the staircase leading to the upper floor where there are the bedrooms.The building achieved the C.E.N.E.D. Class A energy certification.Save this picture!Courtesy of Arcoquattro ArchitetturaProject gallerySee allShow lessOpen for Submissions: Re-Imagining Toronto’s “Winter Stations”Architecture NewsMini House / Agustina RuivalSelected Projects Share Photographs Italy Refurbishment of an Old Barn / Arcoquattro Architettura 2011 “COPY” CopyHouses, Adaptive Reuse•Cagno, Italy Save this picture!Courtesy of Arcoquattro Architettura+ 18 Share Architects: Arcoquattro Architettura Area Area of this architecture project Year:  2011 Projects ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Refurbishment of an Old Barn / Arcoquattro ArchitetturaSave this projectSaveRefurbishment of an Old Barn / Arcoquattro Architettura Area:  200 m² Area:  200 m² Year Completion year of this architecture project CopyAbout this officeArcoquattro ArchitetturaOfficeFollowProductsWoodBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentAdaptive reuseCagnoHousesRefurbishmentItalyPublished on November 14, 2014Cite: “Refurbishment of an Old Barn / Arcoquattro Architettura” 14 Nov 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogFaucetshansgroheKitchen Mixers – Aquno Select M81Vinyl Walls3MVinyl Finishes in HealthPartners Regions HospitalPartitionsSkyfoldWhere to Increase Flexibility in SchoolsCoffee tablesBoConceptMadrid Coffee Table AD19SkylightsLAMILUXFlat Roof Exit Comfort DuoMetallicsTrimoMetal Panels for Roofs – Trimoterm SNVSkylightsVELUX CommercialModular Skylights in Atelier Zimmerlistrasse OfficeStonesNeolithSintered Stone – Iron Moss – Iron CollectionCeramicsTerrealTerracotta Facade in Manchester HospitalWoodBlumer LehmannConsulting and Engineering in Wood ProjectsGlassBendheimLuminous Mirrored GlassWire MeshTwentinoxMetal Mesh – Golf Romeo 7More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Extension of Oyamagaoka / Aki Hamada Architects

first_imgShareFacebookTwitterPinterestWhatsappMailOr Clipboard Manufacturers: Sangetsu, Fuji Sash, IOC Flooring, Inoue Syoji, McNeel, Takagi Extension of Oyamagaoka / Aki Hamada Architects Misawa Home A project + Kikushima “COPY” Aki Hamada, Takeshi Tanabe, Musashi Makiyama Year:  Area:  161 m² Year Completion year of this architecture project “COPY” Architects: Aki Hamada Architects Area Area of this architecture project Save this picture!© Kenta Hasegawa+ 28Curated by Clara Ott Share Houses ArchDaily Projects ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Photographs:  Kenta Hasegawa Manufacturers Brands with products used in this architecture project Japan Lead Architects: Engineering:Rumi YamaguchiEnvironment:DE.labConsultants:Misawa Home A projectTextile:nunoCountry:JapanMore SpecsLess SpecsSave this picture!© Kenta HasegawaRecommended ProductsDoorsLinvisibileLinvisibile Curved Hinged Door | AlbaDoorsLonghiDoor – HeadlineWoodEGGERWood-based materials in EGGER HeadquartersLightsVibiaCeiling Lights – BIGText description provided by the architects. In this extension project, the existing part of the house was a 13-year-old type conformity approval house, built by Misawa Homes Co., Ltd. Located at a corner site in a suburban residential area in Tama Hills, the house had a hair salon on the ground floor. Regular customers of this private salon mainly consisted of local residents. The client decided to expand the building, putting future business expansion in perspective.Save this picture!© Kenta HasegawaThis extension is mainly characterized by lattice made of wood and mirror-finish stainless steel placed outside against the glass walls. Taking into account blocking and reflection of direct sunlight throughout the year, the arrangement and angle were determined to maximize blocking of sunlight in summer and acquisition of sunlight in winter. It also functions as a flexible screen that allows you to change the shielding mode according to the usage by setting the parameter of the viewpoint of privacy.Save this picture!© Kenta HasegawaSave this picture!AxoSave this picture!© Kenta HasegawaThe unconfined elevation plan – not restricted in the structure – filters light and lines of sight, while reflecting the movement in the sky and street and creating an image-like elevation plan that changes with time. It is architecture with an elevation as a modern decorated shed in a suburban residential area.Save this picture!© Kenta HasegawaIn contrast to the existing part that has few openings, the extension part functions as a heat/light collection device. This aids further connections between the interior environment and the outside world. Shortly after moving in to the house, the client had responded to changes in the outside environment sensitively and had already grown a personal preference on light and heat that change with time. It is like actively finding a place to stay, based on such existence of patches of the changing environment. We believe that an ideal relationship between architecture and humans in subsequent generations is an environment that invokes dynamic human activities, rather than a convenient environment with air-conditioning and lightings. Save this picture!© Kenta HasegawaIn the ground floor plan of the hair salon, it was requested to create an unusual and intimate residence yet keeps privacy. We set the existing air-conditioning and lighting positions on the ceiling as the boundary conditions, and created a lattice ceiling forming a single three dimensional curved surface. The lattice of the ceiling was strictly designed according to the dimensions of the irregularities of the red pine tree placed on the wall. We tried to make a more intimate space by this lattice securing the light distribution and illuminance while hiding the facility, and continuously changing to the wall that controls the privacy on the shampoo station side.Save this picture!© Kenta HasegawaProject gallerySee allShow lessPark Legend Kindergarten / CHALLENGE DESIGNSelected ProjectsCourtyard-Wayuan / Basic Architecture StudioSelected Projects Share Construction: 2018 CopyAbout this officeAki Hamada ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentExtensionJapanPublished on May 16, 2019Cite: “Extension of Oyamagaoka / Aki Hamada Architects” 15 May 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic BrassHanging LampsVibiaHanging Lamp – VOLConcreteKrytonCrystalline Waterproofing – KIMSkylightsLAMILUXGlass Skylight FE PassivhausPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionBricksFeldhaus KlinkerThin Bricks – ClassicGlassDip-TechDigital Ceramic Printing for Interior DesignWoodStructureCraftEngineering – FootbridgesAluminium CompositesCymat Technologies Ltd.Bundang Doosan Tower – Alusion™ Stabilized Aluminum FoamTable LampsRoss GardamDesk Lamp – OraMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Extension of Oyamagaoka / Aki Hamada ArchitectsSave this projectSaveExtension of Oyamagaoka / Aki Hamada Architects CopyHouses, Extension•Japan Photographslast_img read more

Read it and Eat

first_img Community News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes First Heatwave Expected Next Week Community News Subscribe Herbeauty10 Of The Most Notorious Female Spies In HistoryHerbeautyHerbeautyHerbeauty8 Yoga Poses To Overcome Stress And AnxietyHerbeautyHerbeautyHerbeauty8 Easy Exotic Meals Anyone Can MakeHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeautyYou’ll Want To Get Married Twice Or Even More Just To Put Them OnHerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeauty Name (required)  Mail (required) (not be published)  Website  Your email address will not be published. Required fields are marked * Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Make a commentcenter_img Top of the News 5 recommended0 commentsShareShareTweetSharePin it Gatherings Read it and Eat Friends of San Marino Library celebrate “Delicious Destinations” From STAFF REPORTS Published on Tuesday, October 28, 2014 | 2:02 pm More Cool Stuff Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Business News More than 300 friends of the San Marino Library celebrated its 2014 “Food Around the World” event Saturday evening, October 25.Guests were treated to a dazzling and delicious array of foods from Thailand and Brazil, the featured countries for the evening. In addition, a native Thai musical performed traditional tunes, and a Samba dance troupe shook the evening up.The evening’s feat included Beef Empanadas, Palmito and cheese empanadas, and Crab Empanadas,s erved with Guacamole and a rojo sauce, as well as skewers of Churrasco Marinade Skirt Steak and Merguez sausageThe Thai delicacies includedThai Pineapple Fried rice with scallions, cilantro, onions, and eggs, Pad Thai noodles and steamed Black rice with eggs, cashews, raisons, cilantro, scallions, and curry seasoning.According to San Marino Library Foundation rep Cindy Chan, the event was a great success, as more than 97% of the 200-plus silent auction items sold, from $25 to $ 2500.“We’re so very grateful to all of our friends who shared the evening with us that night,” said Chan. EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Sales Tax Holiday for Emergency Supplies, April 28-30

first_img Facebook Pinterest Facebook Sales Tax Holiday for Emergency Supplies, April 28-30 Pinterest Local News Comptroller logo Emergency Preparation Supplies Sales Tax HolidayWith the potential for severe weather approaching this spring, Texas Comptroller Glenn Hegar reminds Texans they can purchase certain items tax-free during the state’s sales tax holiday for portable generators priced at less than $3,000.Purchases that do not qualify include: batteries for automobiles, boats and other motorized vehicles, camping stoves and camping supplies, chainsaws, plywood, extension ladders and stepladders, and tents.A list of emergency preparation supplies that may be purchased tax-free can be found on the Comptroller’s website.center_img By admin – April 28, 2018 Twitter WhatsApp WhatsApp Twitter Previous articleGUEST VIEW: There are real heroes all around usNext articleELDER: Comey tells ex-Clinton aide that Trump is ‘morally unfit’ adminlast_img read more

Freddie Mac’s Loretta Ibanez: Innovating and Learning in a Fast-Fail Environment

first_imgSubscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Home Values Hit a Low in Suburban U.S. Next: The Week Ahead: Treasury Budget Forecasts Potential Rate Changes in Daily Dose, Featured, Headlines, News, Technology Tagged with: artificial intelligence blockchain distributed ledger FinTech Freddie Mac Innovation Loretta Ibanez Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago artificial intelligence blockchain distributed ledger FinTech Freddie Mac Innovation Loretta Ibanez 2018-02-09 David Wharton The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Freddie Mac’s Loretta Ibanez: Innovating and Learning in a Fast-Fail Environment Share Save February 9, 2018 3,428 Views center_img Home / Daily Dose / Freddie Mac’s Loretta Ibanez: Innovating and Learning in a Fast-Fail Environment Servicers Navigate the Post-Pandemic World 2 days ago Freddie Mac’s Loretta IbanezIn your job as Mortgage Innovation Director, what does a typical day look like?We have always done innovation at Freddie Mac, but we’re making big investments and improving our Loan Advisor Suite for our customers. Beyond just the sourcing side, now we also need to turn our attention to reimagining the servicing side. We need to look at other technologies. We want to innovate and learn in a fast-fail environment.We’re bringing all the lean-design thinking and agile methodologies to work in the lab. A typical day starts with an early morning stand-up session with the whole lab, and then we go to anything from a challenge session on down payment assistance to sprint planning for servicing initiatives to working in my space. I’m working with vendors on artificial intelligence technology, collaborating with my IT partners, and also cloud strategy. I’m working on getting us to the cloud.There are many issues regarding how do you do that safely and how do we protect all of these borrowers’ privacy. We cannot break the public trust. We have to go to the cloud because of the speed and scalability that’s available, but you cannot do it in a way that’s going to compromise privacy. We are working hard to figure out how to leverage all the new technology to improve the customer experience, to make it cheaper and faster for our customers to originate and service loans and still do it safely.What are some of the most challenging issues when it comes to trying to move things to the cloud, other than the privacy side of things?We’re talking about an industry where, in all 50 states and at the county level, the real estate and lending laws can be different, and the foreclosure laws. Things are done on different forms. The data is not standardized, so bringing all these fantastic, wonderful technologies and tools to a very non-standardized process is going to be a challenge.There are now tools moving in the direction of the democratization of artificial intelligence, and there’s been a lot of progress in that area. There’s been a lot less progress in figuring out how to integrate all these disparate data sources in a meaningful way so you’re not just getting noise out of the AI. You want to actually find signals in the data that you can do something with.What are some of the other technologies that you’re seeing that you think are poised to really have a big impact on the industry?I am a big believer that technology is fantastic and it can change people’s lives, but you need to know what problem you’re trying to solve. It starts right there. What problem are you trying to solve, and we need to be crystal clear about that.At Freddie Mac, we want to drive down our customer’s costs. We want to help them do that. We want to help them shorten the amount of time it takes to originate and service loans, and we want to take the friction out of the process.We have been told that entities like the Gates Foundation have funded a company to use blockchain and distributed ledger technology for medical records. They’re doing these things. It works. The question is, how do you make it work at scale, how do you make it perform, how do you do it affordably, and oh, by the way, how do you do it in an ecosystem where everything has to network and talk together?So, distributed ledger and blockchain is one thing. It’s not just an application for cryptocurrency. I think there are tremendous ways [blockchain] could be used in sourcing, servicing and nonperforming loans across the value chain.Robotic process automation—think of all the manual handoffs where there’s a person sitting in between two systems. There are huge opportunities there, and this not even disruptive technology. That’s system-to-system automation.I love the machine learning applications. That’s sort of from my background because I started as a finance person, but I really am just blown away by what we can do with the machine learning. It’s just amazing.What do you wish more people understood about your job?People come to Freddie Mac and stay, and there’s a reason. People are passionate about making sure that we have a strong housing finance system, and making sure that our customers are successful. We are rooting for each other because we are all trying to serve our customers and we want to make it better for our customers and for the country. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago For more insights into the technologies that are poised to impact the industry, check out the March issue of DS News, out soon.   Print This Post Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: David Whartonlast_img read more

‘Sushant Died 5 Days After He Was Unlawfully Prescribed Drugs By His Sister’ : Rhea Chakraborty Tells Bombay High Court

first_imgNews Updates’Sushant Died 5 Days After He Was Unlawfully Prescribed Drugs By His Sister’ : Rhea Chakraborty Tells Bombay High Court Nitish Kashyap27 Oct 2020 6:44 AMShare This – xActor Rhea Chakraborty has filed her reply before the Bombay High Court in the plea filed by Sushant Singh Rajput’s sisters seeking quashing of FIR registered against them, and alleged that since the late actor died five days after obtaining oral prescription from sister Priyanka and her friend Dr.Tarun Kumar, it is imperative that the actions of petitioners are investigated as well.The…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginActor Rhea Chakraborty has filed her reply before the Bombay High Court in the plea filed by Sushant Singh Rajput’s sisters seeking quashing of FIR registered against them, and alleged that since the late actor died five days after obtaining oral prescription from sister Priyanka and her friend Dr.Tarun Kumar, it is imperative that the actions of petitioners are investigated as well.The writ petition filed by Priyanka Singh and Meetu Singh came up before the division bench of Justice SS Shinde and MS Karnik on Tuesday. Petitioners have sought quashing of FIR filed against them by Mumbai police on Rhea’s complaint. They have also contended that the FIR against them was clearly a counter-blast to the FIR filed against Rhea Chakraborty by their father in Patna.Court asked Rhea’s lawyer Advocate Satish Maneshinde about the reply that was directed to be filed. Maneshinde submitted that the reply was filed last night but the Court did not receive it. Thus, Maneshinde was directed to file a physical copy of the same tomorrow. Court also directedCBI’s Counsel Additional Solicitor General to file a rejoinder to Maneshinde’s reply. The matter will now be heard on November 4.On a complaint filed by Rhea Chakraborty, petitioner sisters were booked under Sections 420 (cheating and dishonestly inducing delivery of property), 464 (making a false document, 465 (punishment for forgery), 466 (forgery of record of court or of public register, etc), 468 (forgery for purpose of cheating), 474 (having possesion of document), 306 (abetment of suicide) and 120B (criminal conspiracy) of the Indian Penal Code.Rhea Chakraborty has referred to WhatsApp messages between Sushant and his sister that are already in public domain dated June 8, wherein, Priyanka Singh advised Sushant to take certain medications. She has alleged that the prescription by Dr.Tarun Kumar which was shared by Priyanka Singh with her brother is forged and fabricated.Rhea Chakraborty’s affidavit states-“In the prescription dated June 8, 2020, Dr.Kumar has prescribed Nexito 5 mg, Librium 5 mg and Lonazep MD 0.5 mg to Sushant for anxiety. That it is pertinent to note that the tablet librium is Chlordiazepoxide which appears at Item No.36 in the list of psychotropic substances under the NDPS Act, while Nexito and Lonazep MD both contain Clonazepam which appears in the list at Item No.38 in the list of Psychotropic Substances under the NDPS Act.The actions of the petitioner no.1 and Dr.Kumar in prescribing psychotropic substances without any consultation of examination is in violation of various provisions of the Narcotics Drugs and Psychotropic Substances Act, 1985 and Telemedicine Practice Guidelines, 2020. In addition, the prescription prepared by them in connivance with each other is a fabricated and false document given that the same reflects Sushant as an OPD patient when on the date and time at which the said prescription was sent, Sushant was very much in Mumbai and not Delhi.Sushant died merely five days after he obtained the oral prescription wherein he was unlawfully prescribed psychotropic substances at the behest of his sister Priyanka and said Dr.Kumar. Given the death of Sushant and the investigation surrounding the circumstances of his death, it is imperative that the actions of petitioners, Dr.Tarun Kumar and other known and unknown persons who conspired to prescribe Sushant such controlled substances ought to be investigated as well.” Thus, Rheas Chakraborty sought dismissal of the said petition.On the other hand, petitioners have contended there is not even an iota of allegation to suggest that the alleged prescription was forged, neither has the State of Maharashtra done any preliminary enquiry to ascertain the said fact which is evident from the fact that the complaint was received at police station on September 7, 2020 at 7:30 pm and FIR was registered on the same day without any preliminary enquiry and without application of mind.Rhea Chakraborty was granted bail by the Bombay High Court on October 7 after she had spent over a month under custody in a case registered by the Narcotics Control Burue on the allegation that she had facilitated the procurement of drugs for Sushant Singh Rajput. The Court observed that there was no prima facie material to show that she had committed offences under the NDPS Act.She is also accused of abetting the suicide of Sushant Singh Rajput, who was found dead in his Mumbai residence on June 14.Click Here To Download Reply[Read Reply] Next Storylast_img read more

Notaries/Oath Commissioners Not Authorised To Execute Marriage/Divorce Documents: MP High Court Calls For Strict Guidelines

first_imgNews UpdatesNotaries/Oath Commissioners Not Authorised To Execute Marriage/Divorce Documents: MP High Court Calls For Strict Guidelines Sparsh Upadhyay3 Jan 2021 11:34 PMShare This – xComing down heavily on Notaries/Oath Commissioners who are involving themselves in executing the document in respect of the marriage, divorce, etc, the Madhya Pradesh High Court last week called for strict guidelines, “to be issued to the Notaries and oath commissioners for not executing such type of deed, failing which their license would be terminated.” The Bench of Justice…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginComing down heavily on Notaries/Oath Commissioners who are involving themselves in executing the document in respect of the marriage, divorce, etc, the Madhya Pradesh High Court last week called for strict guidelines, “to be issued to the Notaries and oath commissioners for not executing such type of deed, failing which their license would be terminated.” The Bench of Justice Vivek Rusia observed, “The job of the Notary is defined under the Notary Act. He is not supposed to perform the marriage by executing documents… Neither the Notary is authorized to perform the marriage nor competent to execute the divorce deed.” The matter before the Court The Court was hearing regular bail plea filed by the applicant – Mukesh, who was arrested for the offences punishable under Section 420, 467 and 468/34 of the IPC. As per prosecution story, the complainant – Jitendra submitted a written complaint against the Gayatribai, Nageshwar, and Omprakash alleging that with the common intention, they performed his (Jitendra) marriage with Gayatribai in Jaora Court on 9th September 2020, but after 5-6 days of the marriage, Gayatribai fled away from his house with all her belongings. During the investigation, the police recovered the stamp papers and arrested, Gayatribai, Nageshwar and Omprakash and recorded their statements u/s. 27 of the Evidence Act. According to them, they distributed the amount of Rs.1,50,000/- (given by the complainant to them) amongst themselves. The Counsel for the applicant submitted that the applicant has been falsely implicated in the case. It was stated that the applicant is in custody since 16th September 2020 and he had only introduced Gayatribai to the complainant for marriage and thereafter, he does not know whereabouts of Gayatribai. Court’s Order The Court observed that “not only the accused persons who conspired in performing the forged marriage of the complainant, but the Notary who executed the marriage agreement is also equally responsible in this case.” The Court further noted, “Had he properly guided and refused to execute the marriage agreement to the complainant, then the present offence would not have been committed… The Law Department of the State is required to look into these matters as to how the Notaries and Oath Commissioners are involving themselves in executing the document in respect of the marriage, divorce, etc, which are not permissible under the law” However, without commenting anything on the merits of the case, subject to deposit of Rs.50,000/- (Fifty Thousand) by the applicant in the trial Court, the Court directed that he shall be enlarged on bail and upon his furnishing, a personal bond in the sum of Rs.50,000/- with one surety in the like amount to the satisfaction of the trial Court. Case title – Mukesh S/o. Mr Lakshman @ Lakshminarayan. v. The state of M.P. [M.Cr.C. No. 44184 of 2020] Click Here To Download Order Read orderSubscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

Residents urged to take ‘40 gallon’ challenge

first_img Plans underway for historic Pike County celebration Residents urged to take ‘40 gallon’ challenge Troy falls to No. 13 Clemson Published 11:00 pm Friday, July 15, 2011 Skip Latest Stories Sponsored Content Pike County Sheriff’s Office offering community child ID kits Remember America’s heroes on Memorial Day Around the WebDoctor: Do This Immediately if You Have Diabetes (Watch)Health VideosIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthBet You’re Pretty Curious About Jaden’s Net Worth Right About Now, HuhBradofoThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel By Jaine Treadwell The Alabama Cooperative Extension System is encouraging all Alabama residents to take the “40 Gallon Challenge” and save 40 gallons of water a day for their county and state.Grant Lyons, Pike County Extension coordinator, said the “40 Gallon Challenge” is a call for residents and businesses to reduce the region’s water use on an average of 40 gallons per person, per day.“The challenge began in 2011 as a voluntary campaign to increase water conservation,” Lyons said. Book Nook to reopen “If you save 40 gallons of water a day for 30 days, that’s more than 1,000 gallons a month and you’ll see a reduction in your water bill.”Just by turning off the water when brushing your teeth saves up to eight gallons a day.A sure and easy way to save water is, when washing dishes by hand, don’t let the water run while rinsing. Fill one sink with wash water and the other with rinse water.Another is to run the clothes washer and dishwasher only when they are full. You can save up to 1,000 gallons a month. Email the author To date, the daily water savings of the 1,737 United State residents who have accepted the “40 Gallon Challenge” is 312,380 gallonsFor more information on how to conserve our water supply, contact Lyons at 334-566-0985 or Kerry Smith at 334-844-3036 at Auburn University or [email protected] “40 Gallon Challenge” to accept the challenge. “The 40 Gallon Challenger encourages people to save a minimum of 40 gallons a day by adopting new water-saving techniques. Those who accept the challenge are asked to sign a pledge card that outlines water-saving practices and the daily water-savings to expect.”Lyons said that drought conditions, population growth and increasing water demands have put added stress on the water supply.“Reducing water usage at home saves these valuable resources and it also reduces the amount homeowners pay for water each month,” he said. Print Article You Might Like Troy woman charged with identity theft The former executive director of the child advocacy center was arrested Thursday on two felony counts of identity theft. The… read more By The Penny Hoarder The Penny Hoarder Issues “Urgent” Alert: 6 Companies…last_img read more