Appraising Appraisals

first_imgHome / Daily Dose / Appraising Appraisals The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer.  Print This Post Previous: Court of Appeals Rules in Favor of Castle Law Next: Benjamin Carson on HUD: “A Force for Fairness” Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Appraisal Homeowners Prices Sales 2019-04-09 Seth Welborn Sign up for DS News Daily center_img April 9, 2019 820 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Appraisal Homeowners Prices Sales Subscribe Appraising Appraisals Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: Seth Welborn Homeowners may be overvaluing their homes compared to appraisals, according to the Quicken Loans’ National Home Price Perception Index (HPPI) for March 2019. THe HPPI stated that the average appraisal was 0.78 percent lower than homeowners expected, widening the gap between homeowners and appraisers more than 50 percent since February.“This month’s fluctuation in the HPPI was driven more by a dip in home values than a change in the owners’ viewpoint. Homeowners are often reluctant to believe their house has lowered in value, even at a slight monthly fluctuation,” said Bill Banfield, EVP of Capital Markets at Quicken Loans. “Depending on the area, appraised values are either growing at a much more measured pace, or have taken a step back from their meteoric rise. Homeowners are usually slower to realize change—in either direction—than the appraisers who study the market on a daily basis. This can lead to a slight widening of the perception gap when there is a turn in the market.”Overall, appraisal values dipped in March month over month. Quicken’s National Home Value Index (HVI) reported appraisal values dipped 0.20 percent from February to March. Regionally, the West saw the biggest increase in home values, up by 0.79 percent. The annual growth ranged from a 2.19 percent year-over-year increase in appraisal values in the West, to a 4.11 percent annual rise the Midwest. According to Quicken, these increases are more modest than we have seen over the last few years, but more in line with inflation and wage growth.“Some of the rampant buyer demand that we’ve seen over the last few years has subsided because of the affordability issues many areas are having, driven by a lack of availability,” said Banfield. “Would-be buyers have decided to sit on the sidelines to see if more home inventory becomes available at the price-points where they’re shopping. The entire housing industry is watching to see what will happen in the coming months—whether owners and builders will provide the home inventory the buyers have been waiting for, amid the recent drop in interest rates.” Share Savelast_img read more

What to do after paying off a debt

first_imgDepending on whether you’ve got hundreds or thousands of dollars in credit card debt, paying it off can feel like a huge accomplishment or just like paying a bill. If you use your credit card regularly (for the rewards of course), paying it off at the end of the month may not be an activity you think much about. But if you’ve amassed a giant pile of debt, paying it off can feel like a huge weight off your back. But don’t just appreciate the accomplishment and forget about it. It’s time to be proactive! Here are some steps you should take after paying off a debt…Step back and take a gander: Slowly paying on your debt each month is something to be proud of. It’s not easy, but you made it to the finish line. In order to make that happen, you probably had a budget in place that maximized your debt payments in order to get to this point. But you don’t have payments to make anymore. Now it’s time to look over your budget again and figure out what needs to be changed. Maybe you had to cut back in some areas that made money feel tight while you’re working on that debt. Maybe you haven’t treated yourself in a while. Either way, fixing your budget so it doesn’t feel so tight can be quite a relief.Save money: When sacrifices have to be made in order to become debt-free, your savings can often be what takes a hit. If things didn’t feel that tight while you were working on your mountain of debt, your best (and easiest) option is to move that cash into your emergency fund. I would rework my direct deposit to send that monthly amount right into my savings account so I wouldn’t even have to think about.Set a goal: Whether you’re thinking about taking a tropical vacation or starting a side hustle, using the money you’ve budgeted for debt payments is an exciting way to transition those funds. Consider opening up another savings account or getting a really big Mason Jar.Stop going into debt: Don’t be the person who pays off a debt and then splurges on something and starts right back on the road you just got off of. Every time you log into your mobile banking app, look at that zero balance and let that happiness keep you from investing in more money woes. 95SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

bet365 lands fourth consecutive bookmaker of the year award at SBC Awards

first_img Sports betting giant bet365 capped a triumphant night at the SBC Awards by collecting the headline Bookmaker of the Year prize for the fourth year in a row.Having also been crowned Football Bookmaker of the Year and Mobile Bookmaker of the Year, the Stoke-based operator only narrowly missed out on a fourth prize after William Hill beat it to the Racing Bookmaker of the Year title.The Bookmaker of the Year award was sponsored by OPTIMA, winners of the Standalone Platform Provider of the Year ahead of Openbet.The end of year industry celebration at the stunning disco-themed Artillery Garden in central London also produced two other multiple prize winners, Betradar and Betgenius.Betradar, a subsidiary of Sportradar AG, scooped the Esports Supplier of the Year and Best Live Streaming Product awards, as well as being highly commended in the Best Virtual Football Product category behind winners Golden Race.Meanwhile, Betgenius picked up the Best Live Betting Product and the Best Sports Data Product, while being Highly Commended in two other categories, the Esports Supplier of the Year and Marketing Agency of the Year, the latter of which was won by Square in the Air. To check out the full list of winners, click HERE.More than 500 industry professionals were in attendance to celebrate another outstanding year for sports betting. Each of them was treated to a sparkling wine and cocktail reception, exclusive three-course seated dinner and Christmas themed snacks.The evening’s entertainment also featured a bespoke ‘Boogie Wonder Nights’ show created by Full circle, a highly competitive set of in-built dodgems and a renowned London DJ.SBC Managing Director Andrew McCarron said: “Congratulations to all of our winners, especially bet365 for retaining the Bookmaker of the Year prize, and Betradar and Betgenius for achieving double success on the night.“Having taken a different approach for the fourth running of this event, we were delighted with the response from everyone in attendance. We are also extremely grateful for the support of our sponsors, particularly OPTIMA and Golden Race.”Supplier Award WinnersWhite Label Supplier of the Year (Sponsored by Favbet)Winner – BetConstructHighly Commended – FSB TechUltraplayEveryMatrixInBet GamesDigitainSportsbook Supplier of the Year (Sponsored by HiPay)Winner – SBTechHighly Commended – BtoBetOpenbetKambiFSB TechBetConstructOPTIMADigitainStandalone Platform Provider of the Year (Sponsored By Trustly)Winner – OPTIMAHighly Commended – OpenbetAmelcoSingularTecnalisEveryMatrixVermantiaInBet GamesMarketing Agency of the YearWinner – Square in the AirHighly Commended – BetgeniusDigital Fuel MarketingHeavyweight SportInitial RewardsBest Odds MarketingEsports Supplier of the Year (Sponsored by Esports Insider)Winner – BetradarHighly Commended – BetgeniusAbiosPinnacleUltraplayRTSmunityRising Star in Sports Betting InnovationWinner – BtoBetHighly Commended – BettorlogicDigital Sports TechQubitStatscoreAlgosportDelasportTCM InplayBest Live Betting Product Winner – BetgeniusHighly Commended – SBTechSporting SolutionsMetric GamingKambiTotal Performance DataBetradarBest Live Streaming ProductWinner – BetradarHighly Commended – PerformGolden RaceRacing PostSISAbelson InfoBest Sports Sponsorship (Sponsored by Square in the Air)Winner – DafabetHighly Commended – Ball StreetSportPesaBetsafeBest Sports Data ProductWinner – BetgeniusHighly Commended – SportradarStatscorePerform / RunningBallTotal Performance DataSISDon Best SportsRacing PostBest Payment ProductWinner – TrustlyHighly Commended – EMLHiPayEveryMatrix / MoneyMatrixECommPayJeton Ventures LtdProcessing.comCashFlowsW2 Global DataBest Retail Betting ProductWinner – VermantiaHighly Commended – OPTIMASISCrown TechnologiesGolden RaceBetConstructBest Virtual Football ProductWinner – Golden RaceHighly Commended – BetradarInspired EntertainmentPlaytechVsoftCoBest Virtual Sports ProductWinner – Inspired EntertainmentHighly Commended – Golden RaceLeap GamingNSoftPlaytechBetradarKiron InteractiveVermantiaBest DFS ProductWinner – OulalaHighly Commended – SwushDraft FantasyEvenBet GamingPremier PuntSportADScout Gaming GroupBest Multi-Channel Supplier (Sponsored by W2 Global)Winner – Racing PostHighly Commended – SBTechOpenbetOPTIMABTOBetSingularVermantiaBetgames.tvBest Sport Themed GameWinner – InBet GamesHighly Commended – Golden RaceInspired EntertainmentVsoftCoSpiffx GroupKiron InteractiveOperator/Affiliate Award WinnersBest Affiliate Product Innovation (Sponsored by Intertops)Winner – LADbible GroupHighly Commended – OLBGBetter CollectiveNetReferFresh8 GamingWeb Analysis SolutionsSetanta Sports MediaBest Affiliate Partner Scheme (Sponsored by Affiliate Insider)Winner – Energy PartnersHighly Commended – Kindred AffiliatesSun Bets AffiliatesMr GreenPinnacleEsports Bookmaker of the Year (Sponsored by Betradar)Winner – PinnacleHighly Commended – Danske SpilUnikrnESP.betGG.betSocially Responsible Bookmaker of the Year (Sponsored by BetConstruct)Winner – Mr GreenHighly Commended – UnibetLeoVegasSportPesaMarketing Campaign of the Year (Sponsored by SIS)Winner – MarathonbetHighly Commended – William HillBetBrightRacing PostBetVictorBetfredMobile Bookmaker of the Year (Sponsored by InBet Games)Winner – bet365Highly Commended – LeoVegas SportsBetBright1XbetUnibetSky BetRacing Bookmaker of the Year (Sponsored by Racing Post)Winner – William HillHighly Commended – bet365FitzdaresStar SportsBoylesportsBetBrightFootball Bookmaker of the Year (Sponsored by Ultraplay)Winner – bet365Highly Commended – Sky BetBetBrightUnibet1XbetFavBetRising Star in Sports Betting (Sponsored by Golden Race)Winner – LeoVegas SportsHighly Commended – Mr GreenRedZone SportsBookeeLV BETBetserCoolbetBetstars1XbetAdjarabetAffiliate of the Year (Sponsored by LeoVegas)Winner – Better CollectiveHighly Commended – Catena MediaLiveSport MediaRaketechEasyoddsCheckd MediaOLBGGambling.com GroupBookmaker of the Year (Sponsored by OPTIMA)Winner – bet365Highly Commended – Sky BetWilliam HillUnibetPinnacleBetsafe10betBetVictorSBC Hall of Fame InducteesParis SmithFred DoneVigen Badalyan Björn Nilsson: How Triggy is delivering digestible data through pre-set triggers August 28, 2020 Submit Related Articles StumbleUpon Share Share Kambi takes control of Churchill Downs BetAmerica sportsbook August 28, 2020 SBC Awards: The key to an effective submission August 28, 2020last_img read more