Freddie Mac’s Loretta Ibanez: Innovating and Learning in a Fast-Fail Environment

first_imgSubscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Home Values Hit a Low in Suburban U.S. Next: The Week Ahead: Treasury Budget Forecasts Potential Rate Changes in Daily Dose, Featured, Headlines, News, Technology Tagged with: artificial intelligence blockchain distributed ledger FinTech Freddie Mac Innovation Loretta Ibanez Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago artificial intelligence blockchain distributed ledger FinTech Freddie Mac Innovation Loretta Ibanez 2018-02-09 David Wharton The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Freddie Mac’s Loretta Ibanez: Innovating and Learning in a Fast-Fail Environment Share Save February 9, 2018 3,428 Views center_img Home / Daily Dose / Freddie Mac’s Loretta Ibanez: Innovating and Learning in a Fast-Fail Environment Servicers Navigate the Post-Pandemic World 2 days ago Freddie Mac’s Loretta IbanezIn your job as Mortgage Innovation Director, what does a typical day look like?We have always done innovation at Freddie Mac, but we’re making big investments and improving our Loan Advisor Suite for our customers. Beyond just the sourcing side, now we also need to turn our attention to reimagining the servicing side. We need to look at other technologies. We want to innovate and learn in a fast-fail environment.We’re bringing all the lean-design thinking and agile methodologies to work in the lab. A typical day starts with an early morning stand-up session with the whole lab, and then we go to anything from a challenge session on down payment assistance to sprint planning for servicing initiatives to working in my space. I’m working with vendors on artificial intelligence technology, collaborating with my IT partners, and also cloud strategy. I’m working on getting us to the cloud.There are many issues regarding how do you do that safely and how do we protect all of these borrowers’ privacy. We cannot break the public trust. We have to go to the cloud because of the speed and scalability that’s available, but you cannot do it in a way that’s going to compromise privacy. We are working hard to figure out how to leverage all the new technology to improve the customer experience, to make it cheaper and faster for our customers to originate and service loans and still do it safely.What are some of the most challenging issues when it comes to trying to move things to the cloud, other than the privacy side of things?We’re talking about an industry where, in all 50 states and at the county level, the real estate and lending laws can be different, and the foreclosure laws. Things are done on different forms. The data is not standardized, so bringing all these fantastic, wonderful technologies and tools to a very non-standardized process is going to be a challenge.There are now tools moving in the direction of the democratization of artificial intelligence, and there’s been a lot of progress in that area. There’s been a lot less progress in figuring out how to integrate all these disparate data sources in a meaningful way so you’re not just getting noise out of the AI. You want to actually find signals in the data that you can do something with.What are some of the other technologies that you’re seeing that you think are poised to really have a big impact on the industry?I am a big believer that technology is fantastic and it can change people’s lives, but you need to know what problem you’re trying to solve. It starts right there. What problem are you trying to solve, and we need to be crystal clear about that.At Freddie Mac, we want to drive down our customer’s costs. We want to help them do that. We want to help them shorten the amount of time it takes to originate and service loans, and we want to take the friction out of the process.We have been told that entities like the Gates Foundation have funded a company to use blockchain and distributed ledger technology for medical records. They’re doing these things. It works. The question is, how do you make it work at scale, how do you make it perform, how do you do it affordably, and oh, by the way, how do you do it in an ecosystem where everything has to network and talk together?So, distributed ledger and blockchain is one thing. It’s not just an application for cryptocurrency. I think there are tremendous ways [blockchain] could be used in sourcing, servicing and nonperforming loans across the value chain.Robotic process automation—think of all the manual handoffs where there’s a person sitting in between two systems. There are huge opportunities there, and this not even disruptive technology. That’s system-to-system automation.I love the machine learning applications. That’s sort of from my background because I started as a finance person, but I really am just blown away by what we can do with the machine learning. It’s just amazing.What do you wish more people understood about your job?People come to Freddie Mac and stay, and there’s a reason. People are passionate about making sure that we have a strong housing finance system, and making sure that our customers are successful. We are rooting for each other because we are all trying to serve our customers and we want to make it better for our customers and for the country. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago For more insights into the technologies that are poised to impact the industry, check out the March issue of DS News, out soon.   Print This Post Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: David Whartonlast_img read more

What Led Microsoft to Invest $500M in Seattle Housing?

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, News Previous: Due Diligence and Florida Procedural Requirements Next: Homeownership: Through the Eyes of Black America Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Affordable Housing HOUSING Investment Microsoft seattle 2019-01-18 Radhika Ojha Share Save Demand Propels Home Prices Upward 2 days ago  Print This Post About Author: Radhika Ojha Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img The Best Markets For Residential Property Investors 2 days ago January 18, 2019 1,391 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Affordable Housing HOUSING Investment Microsoft seattle Tech giant Microsoft recently announced an investment of $500 million in affordable housing in the Seattle area. Making the announcement, Brad Smith, President and Chief Legal Officer at Microsoft said that as a company Microsoft, which is headquartered in the neighboring city of Redmond, was very focused for the past 15 years on the health of the region and had “pursued this by focusing on two issues above all else—education and transportation.”Smith said that the changing times have made the company think about expanding their focus to include “the affordability of housing.”To understand the problem of affordable housing in the region, Microsoft partnered with Zillow and the Boston Consulting Group to analyze the need to preserve existing and create new affordable housing units for low- and middle-income households in the Puget Sound region that is comprised of Seattle and nine other surrounding cities, including Redmond.The analysis found that nurses, police, emergency medical technicians, firefighters, and teachers were among the many people who were challenged to afford a home in the Puget Sound region. Watch the video below to see what this group of people had to say about affordable housing options:<span data-mce-type=”bookmark” style=”display: inline-block; width: 0px; overflow: hidden; line-height: 0;” class=”mce_SELRES_start”></span><span data-mce-type=”bookmark” style=”display: inline-block; width: 0px; overflow: hidden; line-height: 0;” class=”mce_SELRES_start”></span><span data-mce-type=”bookmark” style=”display: inline-block; width: 0px; overflow: hidden; line-height: 0;” class=”mce_SELRES_start”></span> What Led Microsoft to Invest $500M in Seattle Housing? Subscribe Sign up for DS News Daily Home / Daily Dose / What Led Microsoft to Invest $500M in Seattle Housing?last_img read more

Appraising Appraisals

first_imgHome / Daily Dose / Appraising Appraisals The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer.  Print This Post Previous: Court of Appeals Rules in Favor of Castle Law Next: Benjamin Carson on HUD: “A Force for Fairness” Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Appraisal Homeowners Prices Sales 2019-04-09 Seth Welborn Sign up for DS News Daily center_img April 9, 2019 820 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Appraisal Homeowners Prices Sales Subscribe Appraising Appraisals Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: Seth Welborn Homeowners may be overvaluing their homes compared to appraisals, according to the Quicken Loans’ National Home Price Perception Index (HPPI) for March 2019. THe HPPI stated that the average appraisal was 0.78 percent lower than homeowners expected, widening the gap between homeowners and appraisers more than 50 percent since February.“This month’s fluctuation in the HPPI was driven more by a dip in home values than a change in the owners’ viewpoint. Homeowners are often reluctant to believe their house has lowered in value, even at a slight monthly fluctuation,” said Bill Banfield, EVP of Capital Markets at Quicken Loans. “Depending on the area, appraised values are either growing at a much more measured pace, or have taken a step back from their meteoric rise. Homeowners are usually slower to realize change—in either direction—than the appraisers who study the market on a daily basis. This can lead to a slight widening of the perception gap when there is a turn in the market.”Overall, appraisal values dipped in March month over month. Quicken’s National Home Value Index (HVI) reported appraisal values dipped 0.20 percent from February to March. Regionally, the West saw the biggest increase in home values, up by 0.79 percent. The annual growth ranged from a 2.19 percent year-over-year increase in appraisal values in the West, to a 4.11 percent annual rise the Midwest. According to Quicken, these increases are more modest than we have seen over the last few years, but more in line with inflation and wage growth.“Some of the rampant buyer demand that we’ve seen over the last few years has subsided because of the affordability issues many areas are having, driven by a lack of availability,” said Banfield. “Would-be buyers have decided to sit on the sidelines to see if more home inventory becomes available at the price-points where they’re shopping. The entire housing industry is watching to see what will happen in the coming months—whether owners and builders will provide the home inventory the buyers have been waiting for, amid the recent drop in interest rates.” Share Savelast_img read more

Addressing Hispanic Homeownership

first_imgHome / Daily Dose / Addressing Hispanic Homeownership Subscribe The Best Markets For Residential Property Investors 2 days ago Addressing Hispanic Homeownership Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Market Studies, News Share Save Tagged with: Hispanic Homeownership Sales The Best Markets For Residential Property Investors 2 days ago About Author: Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. August 14, 2019 973 Views Sign up for DS News Daily Hispanic Homeownership Sales 2019-08-14 Seth Welborn Previous: The Cost of Household Renovations Next: Gen Z Home Loans Catching Up Data Provider Black Knight to Acquire Top of Mind 2 days ago Hispanic homeownership is lagging behind non-Hispanic white homeownership, according to a study from the Urban Institute. Urban Institute states that the gap is highest in the Northeast and smallest in the Southwest, however, Hispanic populations are smallest in the Northeast.For example, New York City has the second-highest number of Hispanic households—almost 1.5 million—but they represent only 21% of total households. The Hispanic homeownership gap is notably larger in the Northeast than in other regions of the country.In Utah, for example, Latinos make up 14.2% of the state’s population, according to 2018 U.S. Census Bureau data. That number is believed to be increasing in 2019. The Daily Herald reports that in Utah County, and across the state of Utah, Latino populations are not spread evenly across the state. Abraham Hernandez, Executive Director of Centro Hispano in Provo, Utah, states that Utah Latinos have been spreading out.“Latinos are moving further down south in the county and going up really north in the county to Eagle Mountain,” Hernandez said on The Daily Herald. “We’re seeing a huge bloom of Latino populations in Eagle Mountain, to the point where we’ve actually had people request our services up there.”“They’re weighing their options — do I buy a house, pay a little bit more, but at least I own my house, or do I pay a lot of rent, and maybe it’s not kid-friendly, maybe it’s not enough bedrooms,” Hernandez said. “Particularly when you look at how Latino families are multigenerational homes. You have grandma living there, you have your parents, and obviously the kids, so they need a bigger space.”Two cities in the U.S. have closed the gap: Texas cities Laredo and El Paso. These cities are both majority-minority cities: 77.7% of El Paso’s households and 93.9% of Laredo’s households are Hispanic. Notably, they are also both situated on the US-Mexico border and, as such, are communities with sizeable immigrant populations. In each city, roughly a quarter of the population is foreign-born.The Hispanic population is expected to make up more than half of all net new households in the United States over the next 25 years, and Urban notes that some changes must be made to the financing industry to address the needs of these buyers. Hispanic people on average use more cash than credit when making purchases. A lack of credit history precludes those who might otherwise be mortgage-ready from qualifying for a loan. Related Articles  Print This Postlast_img read more

The Week Ahead: The Need for Financial Aid During Pandemic

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Board of Governors of the Federal Reserve System Consumer Credit Report (Tuesday at 2 p.m.)  Freddie Mac Primary Mortgage Market Survey (Thursday)  Servicers Navigate the Post-Pandemic World 2 days ago Previous: Mortgages in Forbearance Down From Peak  Next: HUD Reminds States to Use Government Grants to Help Homeowners Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others.  Print This Post The Week Ahead: The Need for Financial Aid During Pandemic Related Articles The U.S. House Committee on Financial Services Chairwoman Maxine Waters (D-CA) announced the month’s schedule of virtual and hybrid hearings. Among them, this Tuesday at noon will be a presentation addressing, “The Need for Financial Aid to America’s States and Territories During the Pandemic.” The Committee on Financial Services will hold a virtual hearing entitled, “The Need for Financial Aidto America’s States and Territories During the Pandemic: Supporting First Responders, AssistingSchools in Their Efforts to Safely Educate, and Preventing Mass Layoffs” on Thursday, September 10 at noon Eastern Daylight Time on the virtual meeting platform Cisco Webex.This hearing will have one panel with the following witnesses:• The Honorable Michelle Lujan Grisham, Governor, State of New Mexico• The Honorable Tim Walz, Governor, State of Minnesota• The Honorable Laura Kelly, Governor, State of Kansas• The Honorable Lourdes “Lou” Leon Guerrero, Governor, Territory of GuamWatch Thursday’s live webcast here.Here’s what else is happening in The Week Ahead:  Demand Propels Home Prices Upward 2 days agocenter_img The Best Markets For Residential Property Investors 2 days ago About Author: Christina Hughes Babb Home / Daily Dose / The Week Ahead: The Need for Financial Aid During Pandemic September 5, 2020 1,066 Views The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Market Studies, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Share Save 2020-09-05 Christina Hughes Babb Subscribelast_img read more

What Will Housing Trends Look Like After COVID-19 Vaccines?

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share 1Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago 2021-01-11 Christina Hughes Babb Demand Propels Home Prices Upward 2 days ago Expect the housing market in 2021 to “settle somewhere in between where we were before COVID and where we were during COVID,” says Danielle Hale, Chief Economist for Realtor.com’s recent article entitled, “How the Rollout of COVID-19 Vaccines Could Help, and Hurt, the U.S. Housing Market.”More homes will be on the market in the coming year, wrote Clare Trepasso for Realtor.com.”So desperate buyers won’t need to put in offers and waive contingencies before they’ve even finished touring the properties,” she said.But inventory can only increase gradually.”Some people will feel comfortable listing their home during the first half of 2021,” says Ali Wolf, Chief Economist for Zonda, a real estate consultancy. “Others will want to wait until the vaccines are widely distributed. This suggests more inventory will be for sale in late 2021 and into the spring selling season in 2022.”Realtor.com also predicts prices will not dip, but they also will not continue escalating so rapidly.Increased new-construction starts of late will take some of the pressure off the market, Realtor.com reports. There are likely to be fewer bidding wars as buyers have more homes to choose from, they say, citing CoreLogic’s Chief Economist Frank Nothaft. “The very rapid home price growth that we have seen over the last few months should start to moderate,” he said. “I expect price growth to slow.”With the rollout of a vaccine, pandemic-induced trends—such as very low interest rates and suburban migration, to name a couple—could begin to reverse.”Rates hit record lows as a response to the wounded economy,” noted Trepasso for Realtor.com. “As hiring begins again in earnest and people begin spending again, the economy will improve and rates will likely tick up.”As for the suburban shift, “Don’t write off city living”—that’s advice from Zonda’s Wolf to Realtor.com. “The return to a non-socially distanced life brings with it the draw to be around other people again, especially as restaurants, bars, sporting events, and concerts fully open. As the appeal of cities returns, so will strong demand for townhomes and condos near downtowns.”That said, other real estate trends may prove more permanent.Bigger families who have found contentment in the suburbs won’t likely give up their new lifestyles, for one, say the experts.”They can get more square footage for their money in the burbs, perfect for a home office or a spot to home-school the kids in, a yard for the children to play in, and a good school district,” Trepasso reported. “That’s why the suburbs became the place to be during the pandemic. Thanks to Zoom and other technology, they’re likely to stay that way, at least for the foreseeable future.”The realization by many homeowners that increased square footage os the key to at-home happiness also isn’t apt to dissipate anytime soon.Realtor.com opines that the “bigger is better” housing-market mantra could replace “location, location, location.””They’ll have lasting memories of the pandemic,” says CoreLogic’s Nothaft. “People will want to have more space between them and their neighbors.” Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post in Daily Dose, Featured, Market Studies, News Previous: Black Book 2021 Profile: Diaz Anselmo Lindberg, P.A. Next: Garden State Considers Program to Mitigate High Foreclosure Rates The Best Markets For Residential Property Investors 2 days ago What Will Housing Trends Look Like After COVID-19 Vaccines? About Author: Christina Hughes Babb The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago January 11, 2021 1,426 Views Home / Daily Dose / What Will Housing Trends Look Like After COVID-19 Vaccines? Data Provider Black Knight to Acquire Top of Mind 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Subscribelast_img read more

All Eyes on a Post-Pandemic Housing Market

first_img The Best Markets For Residential Property Investors 2 days ago Tagged with: Daryl Fairweather Elena Cox George Ratiu Realtor.com Redfin Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago Realtor.com’s latest analysis “How the U.S. Housing Market Was Rocked by COVID-19—and Where We Go From Here,” takes a closer look at exactly how the pandemic rocked America’s real estate market over the past year.A nation kept virtually isolated and “locked-in” has created a housing market where home seekers are looking for larger suburban homes and even remote locales with the ability to work remotely.”The very nature of the pandemic, through the health implications, social distancing, and need to isolate, has really brought a central focus on the importance of home for most Americans,” said George Ratiu, Senior Economist at realtor.com. “In a sense, it has elevated real estate markets as a centerpiece of our lives.”Financial factors, combined with restricted inventory, will also come into play as the spring season begins and buyers “warm up” to again as more people are vaccinated and can socialize again, more sellers will feel comfortable listing their homes.As said recently by Redfin Chief Economist Daryl Fairweather, “This is the strongest seller’s market since at least 2006. Buyers outnumber sellers by such a huge margin that many homeowners are staying put because they know how hard it would be to find a place to move to. It seems like the only move-up buyers who are confident enough to list their homes are those who are relocating to a more affordable area where they’ll have an edge on the local competition.”And as the rollout of vaccinations continues, many are not primed to dip their toe into the housing market. Despite record-low rates, all-time-high prices are shutting out many as first-time buyers are still not on stable enough financial footing to make a home purchase.“This could all lead to an increase in home sales. Sales dipped in the early months of the crisis as stay-at-home orders were issued across the nation, but began picking up again in May,” said Elena Cox, Data Journalist for realtor.com. “From May to July, the number of completed home sales jumped from a little more than 307,000 to nearly 500,000. They dipped in the fall heading into the holidays as buyers paused their searches and whatever inventory was left on the market seemed to shrivel up. As more homes come onto the market, sales will likely rise. But buyers shouldn’t get their hopes up too high.”Key findings of the report include:Mortgage are rates expected to remain low in 2021Homebuilders will struggle to keep up with demandHome prices will continue to rise, but just not too fastClick here for more information on realtor.com’s latest analysis. in Daily Dose, Featured, Journal, News Sign up for DS News Daily Daryl Fairweather Elena Cox George Ratiu Realtor.com Redfin 2021-03-22 Eric C. Peck March 22, 2021 2,829 Views Home / Daily Dose / All Eyes on a Post-Pandemic Housing Market About Author: Eric C. Peck Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago All Eyes on a Post-Pandemic Housing Market Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: The No. 1 Way to Win a Bidding War Next: The Big Difference Between Fair and Good Credit Eric C. Peck has 20-plus years’ experience covering the mortgage industry, he most recently served as Editor-in-Chief for The Mortgage Press and National Mortgage Professional Magazine. Peck graduated from the New York Institute of Technology where he received his B.A. in Communication Arts/Media. After graduating, he began his professional career with Videography Magazine before landing in the mortgage space. Peck has edited three published books and has served as Copy Editor for Entrepreneur.com. last_img read more

Oyster fishermen hold protest on waters of Foyle today

first_imgNews WhatsApp Calls for maternity restrictions to be lifted at LUH 448 new cases of Covid 19 reported today Help sought in search for missing 27 year old in Letterkenny Previous articleTime for a change of leadership within Fianna Fail – Senator O’DomhnaillNext articleBrian Cowen resigns as Fianna Fail leader News Highland Pinterest Google+ Twitter Oyster fishermen hold protest on waters of Foyle today Facebook Twittercenter_img Facebook NPHET ‘positive’ on easing restrictions – Donnelly RELATED ARTICLESMORE FROM AUTHOR WhatsApp Google+ Oyster fishermen took to the waters of  the Foyle today in potest at what they say are unreasonable restrictions imposed by the Loughs Agency.The two hour protest fish, which ended at 11.30 this morning, was coordionated by the Lough Foyle Oyster Sub-Committee.The committee this week offered prior notice to the agency that a number of vessels would be exercising their traditional oyster fishing rights this morning as a legitimate protest against the Loughs Agency and the regime that they act within.Committee Chairperson Paul Mc Laughlin says since 1997, the Loughs Agency has sidelined the traditional oyster fishery, and they want an inquiry into how the Foyle has been managed….[podcast]http://www.highlandradio.com/wp-content/uploads/2011/01/paulsat.mp3[/podcast] Three factors driving Donegal housing market – Robinson By News Highland – January 22, 2011 Pinterest Guidelines for reopening of hospitality sector publishedlast_img read more

Council told Aura should be attracting more major events to Letterkenny

first_imgNews Council told Aura should be attracting more major events to Letterkenny Pinterest Almost 10,000 appointments cancelled in Saolta Hospital Group this week Facebook Letterkenny Town Council has been told the Aura Leisure Complex is not reaching its full potential in terms of night time events.Cllr Jimmy Kavanagh raised the issue, comparing the faclity to INEC in Killarney and the Royal Theatre Complex in Castlebar. He said the Mayo venue, which is a similar size, continues to host major national and international acts on a regular basis.Cllr Kavanagh argues that with proper marketting and planning, the Aura Centre could be better used. There have been indications that more is to come, and there is more coordination with other venues planned.Cllr Kavanagh says that’s to be welcomed……………….[podcast]http://www.highlandradio.com/wp-content/uploads/2011/03/jimik1pm.mp3[/podcast] WhatsApp Calls for maternity restrictions to be lifted at LUH Three factors driving Donegal housing market – Robinson LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Previous articleFuture of Letterkenny Carpetright store in doubtNext articleCourt told progress is being made on Gweebara fisheries dispute News Highland Pinterestcenter_img Twitter Google+ WhatsApp RELATED ARTICLESMORE FROM AUTHOR Facebook Google+ Guidelines for reopening of hospitality sector published Twitter By News Highland – March 9, 2011 Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margeylast_img read more

Ramsey condemns Derry arson attacks

first_img Minister McConalogue says he is working to improve fishing quota Facebook Dail hears questions over design, funding and operation of Mica redress scheme WhatsApp Twitter Google+ Pinterest Man arrested in Derry on suspicion of drugs and criminal property offences released Foyle MLA Pat Ramsey has condemned the petrol bombing of two homes in the West End Park area on Friday night.The SDLP representitive described it as a terrible attack on a residential area. He said it’s a matter of luck that this and other recent attacks have not caused death. Meanwhile, Mr Ramsey has also condemned an incident, again on Friday night, in which a mural on the back of Free Derry wall has been damaged by fire.Pictures of Kieran Doherty, who was murdered by the Real IRA in February, had been placed on the back of the wall. They were badly burned in two seperate attacks. Facebook Google+ Ramsey condemns Derry arson attackscenter_img RELATED ARTICLESMORE FROM AUTHOR WhatsApp Previous articleNine women cleared of charges linked to Raytheon protestNext articleCookstown arrest linked to firing of shots over coffin in Strabane last year News Highland Twitter Need for issues with Mica redress scheme to be addressed raised in Seanad also News 70% of Cllrs nationwide threatened, harassed and intimidated over past 3 years – Report Pinterest By News Highland – June 6, 2010 Dail to vote later on extending emergency Covid powerslast_img read more

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